Group Critical Illness cover provides a lump sum to an employee if they are diagnosed with a specified critical illness or undergo a surgical procedure covered by the policy.
Providing employees with Critical Illness cover helps them financially through the treatment process and aids them in their journey to recovery. It is a very effective protection against costs associated with a serious illness as the lump sum payment may be used to make necessary adjustments to their family home or to cover any other costs associated with their illness.
The diseases and/or conditions covered under Critical Illness are determined by the employer at the outset of the plan. Utmost PanEurope offers two levels of benefit cover for employers to choose from, details of which are available on request.