Company Overview

Under the Solvency II regime, insurance and re-insurance undertakings are subject to a wider review of solvency requirements which are intended to reflect more closely an undertaking’s financial position, business profile and risk management strategy.

One of the documents to be produced, on an annual basis, is the Solvency and Financial Condition Report (‘SFCR’) which you can download in this section.

On 31st October 2019 the business of Utmost Ireland dac and Harcourt Life Ireland dac was merged into Utmost PanEurope dac via a portfolio transfer scheme under Section 13 of the Assurance Companies Act 1909. The 2018 SFCRs for these companies are available below.

Previous years’ SFCRs for UI and HLI, and the companies which have been transferred into them, are available upon request. To request a copy, please email us at

Private Wealth Portfolio,
Compass, Advantage, Professional Portfolio and Vision

(Online resource area for brokers and advisers only)


Apex (Portugal)
(Online resource area for brokers and clients)