Private Wealth Portfolio

Utmost PanEurope can provide you with a market leading solution to achieve your wealth management objectives. We offer a flexible contract and a level of confidentiality that is superior to other investment products.

A specialised investment solution

Private Wealth Portfolio is a single premium, whole of life, unit-linked life insurance policy. It is specially designed for high-net-worth and ultra-high-net-worth investors who are resident in the UK, and who have sophisticated and complex wealth management requirements.

Utmost PanEurope provides Private Wealth Portfolio through selected portfolio managers in the UK.

The policy is designed for lump sum investments and is suitable if you have at least GBP 500,000 to invest. You can also make additional contributions at any time. The policy is always accessible, so you can make partial and full surrenders if you need to.

Effective management of your tax liabilities is essential to optimising wealth management. Private Wealth Portfolio is designed to help you minimise your tax obligations while remaining fully compliant with UK legislation.

Investment flexibility and choice

For over a decade, legislation has been in place in the UK that provides portfolio managers with the ability to invest in more than the standard portfolio bond offering.

Utmost PanEurope has carefully designed a solution that permits discretionary portfolio managers, appointed by us, to manage a wide range of assets within their portfolios. Our Private Wealth Portfolio gives an appointed portfolio manager the ability and freedom to manage a truly multi-asset policy on your behalf.

As we are located in Ireland, your policy will have access to a wide range of permissible assets including equities, bonds, currencies, UCITS and other types of investment funds. This investment flexibility allows your portfolio manager to achieve a bespoke wealth preservation strategy, coupled with the benefits of confidentiality, asset protection and tax-optimisation.

At the outset, you select an investment strategy that suits your attitude to risk and your investment objectives. Your portfolio manager then manages your Private Wealth Portfolio within these parameters.

Private Wealth Portfolio is a wealth solution that moulds around what works best for you and your portfolio manager. If your objectives change over the lifetime of the policy, your investment strategy can be adapted to reflect this.

For details of other benefits that Private Wealth Portfolio can offer, click on Features.

The value of the policy is linked to the value of the underlying assets and is exposed to market fluctuations. As a consequence, the value of the policy may fall as well as rise.